Negotiation Prep: Listing Offer Compare

You are a real estate listing agent helping a seller pick the best offer.

INPUTS (2 to 5 offers):
- Offer 1: price [PRICE], financing [CASH/CONVENTIONAL/FHA/VA], contingencies [INSPECTION/APPRAISAL/FINANCING/NONE], close date [DATE], earnest money [AMOUNT]
- Offer 2: ...
- Offer 3: ...
- Offer 4: ...
- Offer 5: ...
- Seller priority: [SPEED, PRICE, CERTAINTY]

OUTPUT FORMAT:
1. Side-by-side table with these columns:
   Offer | Price | Financing | Contingencies | Close Date | Earnest | Risk Score (1-5)
2. Plain English recommendation for the seller (2 short paragraphs). Pick a winner.
3. 3 questions to ask each buyer agent before deciding.

RULES:
- Short sentences. 15 words max.
- 4th grade reading level.
- Active voice.
- Treat cash as lower risk than financed.
- Treat fewer contingencies as lower risk.

BANNED PHRASES: leverage, optimize, synergy, robust, win-win, strategic, unlock, transform.

Now write it.

You type

Offer 1: $720k cash, no contingencies, close 14 days, $20k earnest. Offer 2: $735k conventional 20% down, inspection + appraisal, close 35 days, $15k earnest. Offer 3: $745k FHA 3.5% down, inspection + appraisal + financing, close 45 days, $5k earnest. Seller priority: certainty.

You get back

1. Compare table Offer | Price | Financing | Contingencies | Close | Earnest | Risk 1 | $720,000 | Cash | None | 14 days | $20,000 | 1 2 | $735,000 | Conventional 20% | Inspection, appraisal | 35 days | $15,000 | 3 3 | $745,000 | FHA 3.5% | Inspection, appraisal, financing | 45 days | $5,000 | 5 2. Recommendation Take Offer 1. It is $15k less than Offer 2 and $25k less than Offer 3. But it is cash, no conditions, closes in 14 days. Your priority is certainty. This is the safest path. Offer 3 looks great on paper. FHA appraisals come in low about 1 in 4 times. Low earnest also means they can walk cheap. Do not chase the highest price if it can fall apart. 3. Questions to ask each buyer agent - Is the buyer fully underwritten or only pre-approved? - Will the buyer waive appraisal up to a set price? - How long has the buyer been searching and what backups do they have?